In what way would it not be worth it? Your worst case scenario seems to be that your mom gets her way, which means you get some of your student loans paid off. It is entirely possible that the worst case scenario is NOT that mom gets her way. The worst case scenario is that mom gets her way AND she holds it over son's head that she helped him out for the rest of her life, and ridicules every financial decision son makes--especially until they get out of debt. I've seen it happen to people and even been a victim of it myself--it ain't pretty.d
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