Incidentally, a while back I made a $7500+ payment to pay off a high-rate card. The card had 2 cycle billing, so the next month, I was billed for interest again on that card. I called and told them I thought they should waive the additional interest, since I had paid the card off. Sure, technically, pursuant to the credit card agreement, I owed the money. But if the makers of that contract are willing to waive a provision of that contract, then why not take advantage of it? And I ended up saving myself about $40. I ALWAYS ask. It's usually worth it. Whether it was worth my time over 21 cents was really the issue in this case, and I've decided that it was worth it--it was fun to haggle a bit with the CC company, and it gave us something to talk about here. MMB
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