(increase in health insurance) premium: 100 month @

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You should be able to nail this down fairly closely. Ask the personnel department if you are covered through an employer or call the company if you are buying it directly. In our case, a family policy covers
DH and me and DD for the same cost as though it were just DH and me or
DH, me and 10 kids. He would save money if he were the only insured on the policy. Of course, you have to send in the info to add each child.





new life insurance 100
Is this a policy for the child--like the Gerber program or for you and/ or DH. You can probably shop this around. If you are a SAHM you should probably have insurance on yourself.

breastfeeding costs $25? (I have no idea!)-This depends. You will need some nursing bras. Consider a breast pump if you want DH to relieve you
Also you need a few bottles. A manual pump is pretty cheap; you can comparison shop online.

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I am glad you are already thinking ahead to college. We sent both DS and DD to private school. DS went to a state university for undergrad and that was about equal to paying for 4 more years of private school.
He worked and got a few loans for grad school and has paid them off.
DD got one of the few merit scholarships for full tuition
at a very expensive private university plus she received a national merit scholarship for $2500 along with some local scholarships.
There is, I think, a discussion board about paying for college. You might want to check it out.

Molly