I've maxed out my 401k and TIRA contributions and have a retirement goal that will require a bit more than that. I'm looking at these alternatives:1) Index fund - Total Market most likely or some Tax Managed Vanguard funds...with LTCG being low (I've got about 20 years) this sounded pretty good.2) Annuity - with Vanguard or TIAA-CREF just to keep expenses down. This seemed good from a tax deferral perspective.3) Deferred Comp - My job offers this program which essentially operates just like a 401k but the assets are not protected by the same regulations as the 401k. My understanding is if my company went bankrupt or something that any assets in Deferred Comp could be comprimised. TIA
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