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Indy writes:

While I didn't pay attention to the portfolio results, I it was because short term results didn't matter to me. After a couple of years worth of data, I certainly would have examined what had happened to see what I could learn from it. What I've learned from it now is: be conservative in retirement! Don't plan on drawing too large a percentage from your savings and keep some of it in bonds/cash.

I already knew that, of course; but learning it again can only help. This is one lesson you DON'T want to learn from experience!

Reminders, while sometimes irksome, never hurt. And the lesson is a very valuable one to learn. I'm glad you take it away once more. :-)

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