Ineligible: If you exceed the income limitations for a Roth IRA, consider partial contributions, and putting the balance in a Traditional IRA. Your contributions will not be tax deductible, however you will still benefit from the potential of tax-deferred growth I just noticed that if you make over a certain amount of money that you are ineligible for ROTH accounts. I do not currently, but plan on making more money that allowed for a ROTH account. Would it be foolish to invest now if I will not be allowed to contribute within a couple of years?
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