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I'm a beginning Fool at age 48, 4 months into fooldom. I'm lucky enough to have some savings. and I'm trying to figure out when I can retire, and if it would be possible for me to sell my house in the suburbs, and move to the city.
I have some savings in a deferred comp plan, that is in a Mutual Fund. I have a SEP-IRA. And the rest is in a straight taxable brokerage account. Four months ago it was all in a variety of mutual funds, but after reading lots of Foolishness, I've moved 1/3 of it into some stocks: i.e. Foolish Four, two Rulemaker STocks, and Two RuleBreaker Stocks, and some small caps.
I am stuck in Step 2 of the Foolish Retirement Lessons. How do I go about deciding what to use as the inflation rate for the Foolish CAlculators? and Question #2, The calculator wants me to enter the growth rate of my portfolio. How would I come up with that figure.
Question #3 regards living below my means. The reason I want to move into the city is to live near a bus line so I can find some housemates, preferably age 40-60 to share expenses AND have companionship. Has anyone tried something like this?
Thank you in advance for any guidance you may endow on me.
Sincerely, Stefgal
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