inparadise writes (in part):She remembers her son asking for her SS# for the loan app, but was never aware it was to be used in this way. Doubt he was either, and more likely he was just filling in the blanks like even so many adults do. So now if the lender is correct and the simple presence of her SS# makes her co-signer, she can't tell the lender she did not co-sign or her son will potentially be charged with fraud.I reply:Doubtful. Fraud requires intent. --Bob
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