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Hello. This is my first post! I've recently (finally) begun to take our long-term planning seriously. :)

I'd like to get some input on our retirement/investment portfolio. Input on both where our money is now, and where we should be putting our future income would be greatly appreciated.

My wife is 29 and I am 32.

We have a 3 month cash cushion, no debt, and no mortgage as we rent for the next year while we decide where to settle long-term. (I assume that if we want to collect more money for a down payment on a house, CDs would be the best bet for that cash. Let's assume, though, that we're not saving for an upcoming down payment.)

Annual 401k contributions: ~$20,000 (both of us with no company matching). Additional monthly cash available for savings/investment: ~$6,000

We've got a start with a little over six figures across the following:
3 401k accounts: 58%
1 IRA: 40%
1 Brokerage: 2%

Across All Accounts:
85% managed funds (all Fidelity, geared for fairly aggressive growth)
15% individual stocks (most Stock Advisor and Hidden Gem picks)

61% large-cap
20% mid/small-cap
19% international
0% fixed income

15% from all accounts is in index funds

So again, your input on this mix as well as some ideas on where to put our $6,000/month would be appreciated!
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