Hello. This is my first post! I've recently (finally) begun to take our long-term planning seriously. :) I'd like to get some input on our retirement/investment portfolio. Input on both where our money is now, and where we should be putting our future income would be greatly appreciated. HERE'S THE DATA:----------------My wife is 29 and I am 32.We have a 3 month cash cushion, no debt, and no mortgage as we rent for the next year while we decide where to settle long-term. (I assume that if we want to collect more money for a down payment on a house, CDs would be the best bet for that cash. Let's assume, though, that we're not saving for an upcoming down payment.)Annual 401k contributions: ~$20,000 (both of us with no company matching). Additional monthly cash available for savings/investment: ~$6,000CURRENT INVESTMENTSWe've got a start with a little over six figures across the following:3 401k accounts: 58%1 IRA: 40%1 Brokerage: 2%Across All Accounts:85% managed funds (all Fidelity, geared for fairly aggressive growth)15% individual stocks (most Stock Advisor and Hidden Gem picks)61% large-cap20% mid/small-cap19% international0% fixed income15% from all accounts is in index fundsSo again, your input on this mix as well as some ideas on where to put our $6,000/month would be appreciated!
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