Does anyone have recommendations on business insurance (example state farm, allstate etc)? I am searching for business insurance for my IT consulting start up biz and I have no idea where to start. Thank you in advance. Regards,
I called three local independent insurance agencies that I found in the phone book. One found me good coverage at a nice price. Farmers Insurance didn't even want my business. They thought my store was too small and risky.
If you are not having a store where people come into, your needs will be different. However, a good BOP (Business Operations Policy) should help you out. Generally will cover liability (if you mess up someone's stuff, burn down their house, etc). Ours costs about 900 a year. We also have to carry Errors and Omissions Insurance (1400 a year). Don't know if you would need that or not, but I would definitely check it out. It's for mistakes/errors, stuff like that.Good luck.
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