Insurance companies...financial stability is rated by AM Best.The financial stability of insurance companies is also rated by Standard & Poor's, Moody's and Fitch. Company ratings are usually fairly consistent among the agencies but not always.An example of various companies and their ratings can be found here: http://www.ubsnet.com/pdfs/Carrier%20Ratings.pdf(Please note that this link was just the first one I found on a quick google search that is an example of ratings for various companies along with a quick explanation of the various letter grades, and should not be seen as any type of endorsement or critique or any type of comment on the companies listed in the pdf or any of their product offerings. Also note that there are many other insurance companies who are not listed on the pdf)Full disclosure - I am an employee of an insurance company (one that is not listed on the attached pdf)-synchronicity
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