intercst:I'd suggest something like the portfolio in this article using Vanguard Funds.http://www.retireearlyhomepage.com/tithe.htmlI'm an engineer who retired back in 1994 at age 38. I'm living comfortably today just on the fees I'm not paying to a financial advisor and mutual fund manager. You may not even have to dip into capital if you cut those other peckerwoods out of the picture.With the above EXCELLENT portfolio recommended by intercst, one pays 12.25% of annual income in fees and taxes.This means someone using this portfolio will pay a TOTAL expense ratio of 0.49% of assets invested per year.This is about as low as one can get using what´s presently out there.Again, great job intercst!
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