Intercst, if you are the author of "Withdrawal rates..." off the Retire Early Home Page, I have a couple of foolish questions for you:1. A link off your page discusses the 25% equity as being better off in individual stocks over mutual funds because of the management fees in funds and because one can control cap gains when holding individual stocks. Is this your opinion? Or was someone else the author of that link? In this thread, you seem to be talking about the S&P500 (presumably an index fund) instead of individual stocks.2. Can you address the new EFTs? Could the 25% be in EFTs? How can we fools assess the $ gone to "managing" these baskets of stocks? It would seem they offer the same control over cap gains as individual stocks.
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