intercst: "Monthly premiums for coverage similiar to what I have in Texas run $150-$200/month less with lower deductibles and maximum out-of-pocket costs."For about the same coverage (mine $2500 deductible and theirs $2000), they provide lower co-pays AFTER the deductible met....but they charge $100 to $150 MORE per month in premiums. AT age 61, it is about a wash......they provide slightly better, but get it up front with $1200 more a year in premiums. If you don't use it, you lose it.No bargain, other than you are insureable..... who knows, I could wind up with problem that would send rate up...then might have to move to MA or WA or some other state with good available insurance...OF course if you live in MA (Taxachussetts), you also pay likely another $5000 or more in state income taxes and other taxes over Texas....plus you have to put up with horrible winters, blizzards, snow, ice, and 8 months of cold yukky weather..... the folks there retire and head south fast...They don't even have much in the way of skiing..you have to head out of state to get to VT or NH for decent skiing....t.
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