No. of Recommendations: 0
intercst writes...

The stock market goes up and down. The money spent on LTC insurance premiums is gone forever

The stock market is a broad term, and includes levels of risk that range from high risk investments where you can lose all of your money to investments that are very safe and provide little return.

LTC insurance is just one type of insurance under the braoder umbrella of insurance to compare with the stock market. Just as with the stock market, people have to determine what level of risk they are willing to take and what level of comfort they need.
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