intercst wrote:I told him I'd wait for Obamacare when it's "free".... Sounds like he's worried about a Bait & Switch Colonoscopy. I thought the Labor Dept fixed that?Here's where I found information about insurance having to cover preventive screening colonoscopies even when polyp removal occurs (see Q5): http://www.dol.gov/ebsa/faqs/faq-aca12.htmlSo I think this is just an insurance company scam, and has been ever since screening colonoscopies became free.For a better understanding of the recommended screening risks and benefits, see here: http://www.uspreventiveservicestaskforce.org/uspstf08/coloca...Like all medical procedures, there are serious risks. It's rare, but a colonoscopy can kill you, so they carefully balance the benefits with the risks in making their recommendations. My opinion is that the most important way to mitigate the risks is to have a good doctor with lots of experience.I also opted for no anesthesia, as there are risks of nasty side-effects and there is some evidence that doctors are more careful when you aren't drugged. No, it didn't hurt at all, it just felt weird. I didn't need any polyp removal, so I don't know how that would have felt.And to drift back to retirement questions, I retired early only because I could get my own individual health insurance. I loved my job at Apple, but it was time for a change.-IGU-
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