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I'm looking at a possible early retirement, where I would probably need to draw down on my non IRA mutual funds (stock and bond funds). While this draw down would be well below the "safe limits," my question involves the normal interest and dividends these funds generate. At present, these $'s are automatically reinvested, with me claiming them as ordinary income. Since I'll need to draw down anyway, is there any reason why I wouldn't want to just have these $'s sent to me, instead of being reinvested?


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