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Interesting thing is that according to friends I have in the banking industry, WABC is very aggressive in their pricing on long term commercial real estate loans. In the East Bay and up Napa way, they seem prepared to meet or beat any rate offered by competing commerical banks. That seems to go a little against Payne's advocation of not wanting to compete and concern about growing the portfolio. From the folks I've talked to, the bigger problem is the service after the deal is done. Very good at obtaining the business, but have some difficulty servicing after the fact. Tough business. Me thinks it's time for the bank to be sold. Anyone else?
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