Message Font: Serif | Sans-Serif
 
UnThreaded | Threaded | Whole Thread (5) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: TehMuff1nM4n Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 6743  
Subject: Investing as a college student - Bonds? Date: 1/23/2013 7:57 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
Hey everyone,

I just had a few questions about possibly adding some diversification to my portfolio. I am currently a 22 year old college senior studying finance. I started investing in January '11 in a Roth IRA account and have had help from my father with investing the yearly 5k in the account. It is about time I add more cash to the portfolio and was wondering what recommended strategies were to allocate the money.

Currently I have a portfolio with 18 stocks in it. Over the past two years I have currently made a 29% return. Being that I am so young my strategy has been to invest in small cap companies and other high growth companies with the idea that I can recover much easier considering I started to invest at a young age. I have a few stocks that pay dividends and also have a few larger companies and more stable businesses in their so the portfolio is a bit less volatile.

My question is this, I need suggestions on whether I should either a) put more cash into stocks I already own, b) invest in corporate bonds and place some of the money in a bit more of a stable area or c) buy a couple more companies and add a larger range of companies to the portfolio. Any investing advice is greatly appreciated and I need all the help I can get. Thanks!
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (5) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

Foolanthropy 2014!
By working with young, first-time moms, Nurse-Family Partnership is able to truly change lives – for generations to come.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Macro Economics

Looking at Currency Ratios
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement