I am new to investing and have a question re IRAs. I am employed full time and have a 401k thru my employer. I opened a ROTH IRA in 2001 and have about $400 in it. Is it a good idea to also open a traditional IRA before Apr 15 to which I would contribute the max? I am over 55 years. Reason I want to open a traditional IRA is to reduce my taxes for 2001. Thanks.
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