UnThreaded | Threaded | Whole Thread (3) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: Pavefe Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76390  
Subject: IRA Contribution Approach Date: 3/18/2000 9:25 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
My wife and I each have a Roth IRA that we contribute the $4000 every Jan for new year. The IRAs are in two index funds with T Rowe Price. My question is: Which method of contributing would be more beneficial:

A: Contribute equal amounts monthly to the IRAs (aka Dollar cost averaging)

B: Continue contributing a lump sum each Jan.

If B then should we:
1) Contribute from regular savings
2) Contribute monthly the year prior to a separate fund and transfer the lump sum in Jan.

C: None of the above

Thanks in advance for all the help!

Mike

Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (3) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
Foolanthropy 2014!
By working with young, first-time moms, Nurse-Family Partnership is able to truly change lives – for generations to come.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Dividend Growth Investing

Good Time for Dividend Champions?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement