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recently withdrew money for investing and asked the bank if It could be a rollover; yes, as long asI had a certificate, etc. my question: should I leave this as a regular IRA or roll=over to a Roth as I do expect this investment to increase by a substantial amount. I want to shield as much as possible; I am 63 an newly retired. I know I must declare and pay taxes before it is put into a Roth. is there a time period for the conversion?
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