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I need some advice from the tax guru's.

My wife and I started IRA's this year. I have a 401k here at work, so I started a ROTH. She doesn't so I started a classic IRA for her. In December she will be able to participate in a 401k at her office. Our combined income is about $145k per year.

The way I figure it, we are fast approaching ineligibility.

Should I convert her IRA to a ROTH? Should I stop putting money into it and open another ROTH for her?


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