I'm sorry if I may seem a little obtuse but here goes. I have been told that contributions to an IRA that would be normally tax deferrable might not be if you rise above a certain income bracket. Is this true? And if so, what level of income is that before you lose deferrment privilidges or begin a phase out? Also, what is the limit for annual contribution to an IRA for each spouse who does not have a plan at work or 401K? And another one...Is it true that we can wait until on or before April 15th to make our 1999 contribution? Thanks for your help.
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