Hi Fellow Fools,The following is a copy of a "post" I submitted last week. I totally agree with the response and I don't have any plan to divest the fund however, I was still unsure about the second part of my query which was about putting additional $ (2001 IRA) into the fund which I hope will rebound in the long run but this could take some time to recover 2001 losses and now I may have the opportunity to invest more in the fund at its historical low and offset some of last year's "funk". Just curious on your thoughts in this strategy.Thanks,Highnlow ORIGINAL POST AND REPLY:Subject: Re: INVESTING WHEN THE MARKET IS DOWNLast February, I invested in a Roth IRA for both 1999/2000 during the sametransaction per the recommendation of my financial adviser before Ipersonally became "Foolish". Unfortunately, the fund was a Technologybased fund (about $43.00) at its historical peak. Ostensibly, the fundtanked last year(about $17.00 currently but is starting to rise over lastcouple of weeks). Obviously if I get out of it now (wouldn't be prudent inGeorge Bush/Dana Carvey inflection) I lose as well as suffering some sortof tax, expenses, etc. Another idea I had would be to invest more in thefund as part of 2001 IRA thinking more long term to offset, that which was"lost" (Pouring more water in a bucket with a hole in the bottom??).Thanks for your help.Greetings HIGHNLOW,Withdrawing form your Roth IRA right now would indeed be rather foolish.I personally think you would be better off giving it a little more time.Remember, Fools are all about long term and just because the fund hasperformed poorly over the past year or so is not really a clear indicationthat it is a 'loser'. I think the question you need to ask yourself is,have the fundamental reasons for your selection of the fund changed? Thena withdrawal might be bit more in order, but that's your decision and yourdecision alone. I think you should visit our IRA center and talk to someof the Fools over there for their feedback:
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