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Hi Fellow Fools,
The following is a copy of a "post" I submitted last week. I totally agree with the response and I don't have any plan to divest the fund however, I was still unsure about the second part of my query which was about putting additional $ (2001 IRA) into the fund which I hope will rebound in the long run but this could take some time to recover 2001 losses and now I may have the opportunity to invest more in the fund at its historical low and offset some of last year's "funk". Just curious on your thoughts in this strategy.



Last February, I invested in a Roth IRA for both 1999/2000 during the same
transaction per the recommendation of my financial adviser before I
personally became "Foolish". Unfortunately, the fund was a Technology
based fund (about $43.00) at its historical peak. Ostensibly, the fund
tanked last year(about $17.00 currently but is starting to rise over last
couple of weeks). Obviously if I get out of it now (wouldn't be prudent in
George Bush/Dana Carvey inflection) I lose as well as suffering some sort
of tax, expenses, etc. Another idea I had would be to invest more in the
fund as part of 2001 IRA thinking more long term to offset, that which was
"lost" (Pouring more water in a bucket with a hole in the bottom??).
Thanks for your help.

Greetings HIGHNLOW,
Withdrawing form your Roth IRA right now would indeed be rather foolish.
I personally think you would be better off giving it a little more time.
Remember, Fools are all about long term and just because the fund has
performed poorly over the past year or so is not really a clear indication
that it is a 'loser'. I think the question you need to ask yourself is,
have the fundamental reasons for your selection of the fund changed? Then
a withdrawal might be bit more in order, but that's your decision and your
decision alone. I think you should visit our IRA center and talk to some
of the Fools over there for their feedback:
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