I found out very late that I do not qualify for a Roth IRA even though I funded it early in the year never imagining I would go over the limits. Limits alow only $240 in my situation. What is the best way to get the rest out of the Roth assuming I will not break any limits this year. Is applying it to 2001 the best ? I filed an extension, and ran out today to fund a traditional IRA for 2000. All done in haste since I discovered the Roth problem yesterday. I think I've got a mess. Any ideas would be appreciated.
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