Hi,I am a married person and my spouse does not work. We file a joint return. My AGI is below 150,000.I am considering opening a ROTH IRA account under my name. Here are some things I need clarified.1. I understand that I can contribute a maximum annual amount of $2000. Given my situation can I make this account joint under mine and my spouse's name and hence contribute $4000 anually ?2. If not should I be opening another IRA ( Spousal IRA) account in my spouse's name and contribute $2000 in addition to the $2000 contribution to my ROTH IRA account? Also will this spousal IRA account be traditional IRA account or Roth IRA account ? If it is a traditional IRA account, then is the contribution tax deductable given my situation ?Any help in this regard will be appreciated.ThanksSNP.
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