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I have a hst of IRA questions, as I have just begun considering an IRA for myself having only recently becoming Foolish.

1. I have money in a mutual fund that I'd like to move into a UV4+/UG5 portfolio. How do I do this, ie. transfer the money? Will I have to pay "transfer" fees, etc?

2. I'm currently in Medical School, so there is a possibility of eventually having an income that would preclude me from maintaing an IRA ($195,000 for married??). Will the growth realized in an IRA before my income excludes me from having one be protected from taxation?

3. Could someone direct me to a site that delineates both IRA and Roth-IRA rules, taxation paragdigms, contribution allowances, etc?

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