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my wife and i are in our 30's and we're building our portfolios. of our money most is in 401(k) rollovers - brandywine & vanguard index growth. i am thinking of putting my wife's 401(k) rollover (we've moved to md. & left our previous employers) into vanguard int'l index. any thoughts as to this. (her money accounts for about 10% of our holdings) next question is since we are going to be self employed in the next year, is it smart to put money into these funds or should we start new ira's for next year. obviously the ira's are a tax benefit ... is there any benefit to just putting future savings into a mutual fund that is not an ira. thanks for the help.
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