Help pleaseI make $64 000/yr, hubby makes $104 000, we are contributing to our 401K's, and are wondering if we can contribute $2000 each per year to IRA's as well, I know we don't qualify for any deductions etc. We've recently moved to the US (Canadian citizens) and are still working on the tax system (rather confusing). We file separatly on income tax, the government just takes more if we file jointly. Also can we contribute to Ira's for years gone by (1997 and 1998 for example) Thanks
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