Is it better to buy a bond fund or buy the actual bond for the conservative part of my rollover IRA. The money market rate with my broker is currently 4.45.You haven't told us anything about your needs or what you define as "conservative". What is the purpose for the money? When will you need it? What will you do with the intermediate cashflows?There are money market funds paying a bit more than 5% -- see www.imoneynet.com
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