....Is it more difficult for a retiree to obtain a mortgage than an employed individual? Do lending institutions look less favorably on retirees? Assume the retiree has good credit and has the assets to back the requested mortgage. ...I have been retired for over 15 years, and obtained a 90% 30 year mortgage at competitive rates.I don't think the fact that your retired is cause for rejection, if you have the income to qualify.
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