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Is it worth it to keep working?

Ooops, got off an my anti-Florida rant and forgot to try and answer your question. I am not a math expert, but I think the answer to your question is that financially you are better off to keep working becasue continuing to work increases your net worth ... however if you are financially able to retire, then the decision is really an emotional one, rather than a financial one. What do you want to do with your time? If you enjoy what you do and the people you work with, then stick with it. If on the other hand there's a ton of things you're dying to do and have been putting off til retirement, retire now and get started doing what you really want to do!!

Having been retired for almost eight years now (I reitred at 50) my only regret is that I didn't retire earlier. It's the greatest feeling in the world to wake up each day and realize you can do anything you want.

Sure I wish I had more money, but we live comfortably enough (but not to the same standard as before we retired) and I would not trade one day of retirement for more money.

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