No. of Recommendations: 1
Is it worth it to transfer for lower fees and from managed funds into index funds where the funds are owned already?

I think so. Fees make a big difference. Hmmmmm, 1.2 and .87 versus less than .18.....that's a huge difference. Are you convinced that the two funds you are currently in will outperform the market in the future (after expenses)? If so stay put. The odds are not in your favor though.

My vote: switch over to TSP (or another low-cost index fund) and determine the appropriate stock/bond allocation for you. That decision, after all, is the most important one you can make.

Disclaimer: I also invest in TSP (military - 100% C fund).

Take care......


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