Is "higher" in quotes because your RMD is higher than you need to live on? That's an enviable situation--I'm sure many retirees wish they had this "problem"!Hah! I need it to live on. The gov't does not care if I need it or not, they still call it income.In 2009, I did not take my RMD because I lost so much money in the recession. I pinched my pennies, if I needed emergency funds, they came from savings. In that case, my income was "lower", at the level before I had to take RMDs, and when I was working full time.I don't care for the tone of your post one bit. You have no clue just what is my family situation, whether it should be envied or not. I would hope that retirees are now old enough not to be unhappy because someone has more than they do. A sad way to go out....Birgit
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