No. of Recommendations: 0
Is that card you didn't know you had actually yours? You might want to challenge that, or at least make sure someone isn't taking out a card in your name (i.e. stolen identity).

I'm pretty sure I signed up for the card for a free t-shirt or something trivial.

Why would you dispute 2 & 3? They're correct, aren't they?

The reason for the energy bill being disputed is that I moved and told them to forward any balance to a new address. They screwed it up and I never got the bill. Is this a legitimate reason for disputing? I know very little about this.
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