Is there really a good time? Or a bad time for that matter?I started in February with UK, IP, CAT, and S and in just about 2 months I've already got just about a 9.7% return. From reading past messages here, some have done better and some worse. There's no way of predicting completely. Mine will probably go down again, and may eventually end up below. Who knows.Stick with it. That's what I plan on doing. Over time, you should come out the winner.