I've been reading posts for some time now, and have found your advice to be extremely helpful. I'm working very hard to get out of debt and using the advice from this forum and others like it, I have brought down my debt by $6,000.00 in the past year.I recently received a balance transfer offer from AT&T for 3.9% APR that stays in effect until the balance is paid off. I have two and half years until my car is paid off at 9.99% through Suntrust. ($3,705.00) Do you think it would be a bad idea for me to transfer the car debt to the AT&T card? I always pay twice the minimum payment and always pay on time.Thanks in advance,Debby
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