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Author: determinedmom Big red star, 1000 posts Feste Award Nominee! Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 884981  
Subject: Re: What about Sam's Club for prescriptions Date: 1/18/2013 11:06 PM
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Is your DH doing a Medicare Advantage plan for Medicare or a traditional medigap plan.

DH just turned 65 a few months ago and we decided for him not to do Medicare Advantage. We didn't see any great advantages to it, were concerned it might not be available at some point and if you switch to a medigap policy you can have issues with approval. Also, there can be unexpected out of pocket costs.

So we researched plans available in our area and looked at costs and how they rise and ended up with the AARP medigap plan which is really United Healthcare.

The prescription drug plan (part D) is totally separate from the medigap plan. In his case, his former employer (he is retired) pays for the Part D coverage which is also from United Healthcare. So far....no problems with either.

Anyway the big choice is not so much the prescription drug plan but whether to do a regular medigap supplemental policy or Medicare advantage. If you do some research on the internet you can find a lot of articles on pros and cons of each. In DH's case we went with a Plan F supplement in order to have certainty as to cost. We did look at some of the less expensive Plans but for his situation they saved very little money.
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