No. of Recommendations: 0
Island.

I too am 22 and with very little credit history. However I just got approved for my first CC about a week ago - A student Visa through my bank (Bank of America).

However, not being a student anymore, that route isnt' really an option for you anymore. I would suggest looking into getting a secured card.

You can get a secured visa for like $250. The one I had been looking at was $250 + $29.99 annual fee. You don't get the fees back, but they do credit the $250 back into your account after 1 year and convert it into a regular unsecured visa, so long as you've been on-time with your payments. That too was through BoA.

Not being a student, a secured visa might be a good idea. Good luck.
Print the post  

Announcements

UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement