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Author: ImOnTheGoodFoot Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308946  
Subject: Re: No Credit History / My First Card Date: 8/30/2004 4:54 PM
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I too am 22 and with very little credit history. However I just got approved for my first CC about a week ago - A student Visa through my bank (Bank of America).

However, not being a student anymore, that route isnt' really an option for you anymore. I would suggest looking into getting a secured card.

You can get a secured visa for like $250. The one I had been looking at was $250 + $29.99 annual fee. You don't get the fees back, but they do credit the $250 back into your account after 1 year and convert it into a regular unsecured visa, so long as you've been on-time with your payments. That too was through BoA.

Not being a student, a secured visa might be a good idea. Good luck.
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