Isn't the difference between retiring at 20 or 30 years from the military - 1/2 salary or full salary ? So for staying 3 years, he doubles his retirement income for the rest of his life ? If he makes it to 52, he's expected to live to 79(according to a quick look at the SS tables).This is quick and dirty but leaving out inflation - 2*the 100% difference in retirement pay would be tough to justify leaving on the table and if he is married, throwing in any survivor benefit - wow.
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