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It ain't exactly a crap shoot, but it *is* a quick'n'dirty approach! However, we have to remember that this is a strategy for somebody who wants to do fifteen minutes of work per year. For fifteen minutes per year, it returns pretty well.

I, too, have money both in and out of the F4. I've made much more on my own, but I've also found that I'm not the genius (or the seer) that I wish I were; this is meant to underscore the importance of thorough research and diversification.

I intend to get out of the F4 completely as time goes on, but I will always employ the principles I learned here. The F4 was a **most** valuable stepping-stone for me.
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