It appears that the information on the bankrate.com website is bogus and that the option to cash out without creating a new account does not exist. I think you're reading too much into that article. The article is dealing with the bigger picture of planning what to do with an inherited IRA. It is not dealing with the mechanics of accomplishing that plan.Their comment that one option is to cash out the IRA does not imply that the mechanics of that option are to directly get the cash from the decedent's IRA. --Peter
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