It appears that Windowseat has the most reasonable approach. Even though the dialog from many such as stop the spending, dig out best you can, are all noteworthy. It appears the voice of reason and being a neutral referee was from the Windowseat.1. Cost for legal generally around 2,500 correct??2. How much for credit counseling he will need it??3. What are the legal options? He has learned his lesson?4. What are the top 3 downsides to filing?5. What are the up sides of this process if there is one? List several if any.
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