No. of Recommendations: 4
It can be difficult to take the big plunge and actually quit a job you like

You lost me.

Are your retired?

It can be difficult to actually sign on the line and resign from a job to retire. It is a major decision, which many agonize over.

It is a major financial decision. It is also life changing decision. It usually means a change of life style. Plus for many a job is a social experience where people you work with are almost family. Some find their jobs personally rewarding and satisfying. People feel good about being productive, creating something of value, etc.

These considerations often mean that people keep working even when they are financially able to retire. So you build reserves until finally the numbers become compelling.

Some are so involved in their jobs they fear being without one. Others have a long list of things they have always wanted to do.

Psych factors can be such that people sit on their porch, feel useless, and waste away.

One size does not fit all. Pick what works for you. Be prepared for the other aspects beyond just the financial.
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