It could be as early as this November, though I suspect it will be more like Q1 2014.CreditKarma was a big help! I hadn't chosen TU to pull my free report yesterday and CK informed me that I had 2 student loans still reporting a small balance. I was able to pull the TU report from AnnualCreditReport.com and correct these accounts along with:-One incorrect name-One incorrect phone number-Two incorrect addressesCreditKarma guesses my score [with the two loan balances @ $195 total] is 796. This is sufficient to get the best rate on a mortgage, no? Assuming I have 20%+ down?I like you, CreditKarma.
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