It depends on too many things to give a definite answer: future stock increases, amount of money you have available, your tolerance for risk, etc.Generally, if the stock continues to increase and if you don't want to buy your options (don't have the money sitting around or don't want to take a loan) then you are better off delaying and exercising near expiration. This is also the least risky approach since you risk none of your own money.
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