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It depends on your needs, your wants, and your income before retiremnrt: it's easier to live on, say, 50% of a $250,000 income than 50% of a $30,000 income.

We moved out of the fast lane a few years ago and live nicely on 30% of our former income. We moved to a cheaper area, have no mortgage or other debt, the kids are independent, and our expenses are much lower.
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