It is not foolish to try to time the market. Timing the market is just like knowing when to buy or sell a particular stock. Technical indicators are extremely powerful.Look at http://www.actwin.com/kalostrader/VisualMethods.htmNothing is perfect, but the market usually trends, and you can follow the trend, being in when the trend is up, and out when it is down.Look at the Mechanical Investing board for some timing systems.I am not sure what a Stable Value Fund is, but I bet if you look at the chart of one, you will see quite a bit of fluctuation.
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