It seems more likely the parents are offered as an excuse for those financial suggestions (debt payoff, emergency fund) the OP doesn't want to accept.If his parents actually read his bank statements, or spy on his accounts, or subject him to cross-examination about his money habits, then there are certainly ways around this, and we've pointed them out. Money market accounts, a Post Office box, online savings accounts, and so on would all help hide his savings. And we don't put our emergency fund in checking accounts. At least, I don't, and I expect that most of you keep them in various accounts just as I do.But, back when he was recovering from that accident, he said he'd bought a 2008 Nissan Sentra, and said he supposed that we would yell at him for not buying a brand new car, which is so utterly the opposite of what we would do that I wonder if he even understands what we are saying to him.http://boards.fool.com/update-30184000.aspxNancy
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